Comprehensive insurance for two-wheeler policies is an insurance policy that provides extensive protection for your bike against a wide range of damages, including accidental damages, damages caused by fire, theft, or a total loss event, and damages sustained in the aftermath of natural disasters like earthquakes and floods or man-made disasters like riots and terrorist acts.
In addition to the coverages listed above, comprehensive insurance for a two-wheeler policy protects you financially against third-party liabilities, such as injuries incurred by a third-party person and damages to a third-motorcycle party caused by an accident involving the insured motorcycle. The third-party liability coverage also includes the legal duties associated with the passing away of a third party caused by the covered motorcycle.
The benefits of a comprehensive motorcycle insurance policy are not limited to protecting your motorcycle; the two-wheeler insurance coverage also provides Personal Accident Insurance of up to 15 lakhs to cover medical expenses for injuries or unfortunate events caused by accidents involving the covered motorcycle.
By selecting from our extensive selection of motorbike insurance add-ons, you may expand the coverage of your comprehensive policy. The add-on above allows you to add specific protection layers to your comprehensive motorbike insurance policy.
Many insurance companies offer eight add-ons for motorcycle insurance, including Depreciation Allowance, Return-to-Invoice Coverage, and Emergency Medical Costs. By selecting the necessary accessories, you may provide complete protection for your motorbike. Since each bike insurance add-on has a fee, you must choose the add-ons with your bike insurance needs and budget in mind.
After comprehending what a comprehensive motorcycle insurance policy is, you must appreciate the significance of obtaining a motorcycle insurance quote before purchasing an online motorcycle insurance policy. With the help of our online two-wheeler insurance premium calculator, you can obtain a price for a policy that fits your budget and provides enough coverage for your bike.
What characteristics define a comprehensive motorbike insurance policy?
The complete bike insurance policy offers several key features, and some are described below:
- Pays third-party liabilities caused by accidents you caused: You can pursue claims for third-party liabilities resulting from an accident involving your bike if you get a complete bike insurance policy. Covering the damages experienced by a third-party bike, the injuries sustained by a third-party person, and the accompanying legal obligations, our complete bike insurance coverage includes a detailed and practical online claim submission and settlement procedure.
- Reimburses you for damage to your bike: Our complete bike insurance coverage reimburses you for damages to your bike resulting from an accident, fire, theft, or natural or man-made disaster. You only need to adhere to our straightforward claims procedure to receive compensation for the losses mentioned above. Online filing and tracking of a bike insurance claim make it advantageous to get it online.
- Personal Accident Coverage for the motorbike owner-driver: The comprehensive motorcycle insurance coverage includes Personal Accident Coverage for the bike’s owner or operator. With a cover of 15 lakhs, which includes medical expenditures incurred by the bike’s owner or driver due to injuries experienced in a motorbike accident, the policy mentioned above serves as a safety net in the event of an accident. Moreover, if you perish in an accident involving the covered motorbike, your family is eligible to receive a death benefit under the terms of this policy.
- It allows you to feel perfect and tranquil: In India, at least third-party motorbike insurance is required by law. Yet, it is advisable to obtain comprehensive motorbike insurance in India, given the high prevalence of traffic accidents and the fatalities they cause. If you purchase our comprehensive bike insurance coverage, you can have peace of mind regarding your bike’s legal insurance compliance and financial security.
*Standard T&C Apply
‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘